Microsoft Copilot

Microsoft Copilot is Microsoft's AI assistant. The chat app is free on the web and mobile, and the paid experience arrives through Microsoft 365 subscriptions, which put Copilot inside Word, Excel, PowerPoint, Outlook and OneNote and raise chat usage limits. Microsoft is one of the two companies in our payments guide that publish riyal prices on their own Saudi site. As of October 2026 Microsoft 365 Personal is SAR 42.99 a month or SAR 429.99 a year, Family is SAR 55.99 and Premium, with the highest Copilot usage, is SAR 85.99. The page does not say whether those prices include VAT. What Microsoft does not document is which payment methods it accepts in Saudi Arabia. Its general help page lists cards, bank account, PayPal and mobile billing with a note that availability varies by region, and Saudi Arabia is absent from the mobile-billing list.